🔻 Tax-Loss Harvester

Paste lots • Set target loss • Get trade plan (educational)

⚙️ Inputs

Accepts either **position-level** rows or **lot-level** rows. Add purchase dates to flag potential wash-sale windows.

Target Harvest Loss ($)

Tax Rate on Capital Loss %

Min Lot Value ($)

📥 Holdings CSV (positions or lots)

Lot-level alt format: ticker,lot_id,qty,current_price,cost_basis,purchase_date

🔁 Replacement Map CSV (optional)

Used to avoid **substantially identical** buys. You decide what’s acceptable.

Wash-sale heads up: If you buy the same or “substantially identical” security within ±30 days of the sale, the loss can be disallowed and added to basis. This tool only highlights potential risks based on dates and your replacement map; it’s not tax advice.

📊 Plan Summary

Total Unrealized Loss

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Planned Harvest Loss

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Est. Tax Savings

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Lots to Trade

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Earliest Rebuy Date

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Ticker	Lot	Qty	Price	Cost	Unrealized	Action	Replacement	Wash Risk	Notes