🧮 Intrinsic Value Calculator
DCF, Ben Graham, and Dividend Discount — side-by-side with sensitivity analysis.
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📉 DCF — Discounted Cash Flow
EPS / FCFProjects EPS or FCF per share forward, discounts back to today, adds terminal value.
Historical CAGR or analyst estimate
Your required return (e.g. 9–12%)
Exit multiple applied to year-N earnings
📖 Ben Graham Formula
V = EPS × (8.5 + 2g) × (4.4/Y)Classic Graham formula adjusted for bond yields. Good for stable earnings businesses.
US 10Y AAA corporate bond yield
💰 Dividend Discount (Gordon)
V = D₁ / (r − g)For dividend-paying stocks. Assumes dividends grow forever at a constant rate.
Must be greater than dividend growth
Discount applied to IV to get buy price (Graham recommended 33–50%)
📊 Valuation Results
Waiting for inputs
📏 Price vs Intrinsic Value Range
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Undervalued ← → Overvalued
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DCF
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MOS buy: —
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Graham
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MOS buy: —
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DDM
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MOS buy: —
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Avg Intrinsic Value
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Avg MOS Buy Price
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Avg Upside
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Verdict
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Fill in the inputs on the left and click Calculate All Methods to see all three valuations at once.
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